Here’s an informative infographic about students health on campus. There’re lots of reasons for college students to go more under debt due to the health related issues.
As a former student in one of the state universities who had the benefit of health insurance, I’m sharing my personal experience with you:
The burden of healthcare costs are too heavy for a young student and most students can’t afford to see a doctor. If you’re young student, you’re often unemployed/underemployed and you count every dollar. So paying $249 to see a doctor is definitly not an option. Even when you have health insurance, dealing with them is so frustrating. For example, last September, I visited a doctor and my insurance company paid the bill, but last week I got a call from the doctor’s office that the insurance company has canceled the payment! And how many months was that?!? 8 months! and now they sent me a bill for something that happened last year! I had to call them several times and still no results!
Another important issue for married students is the spouse health insurance. Although I had health insurance, but my spouse didn’t have insurance and you know it costs a fortune to get health insurance for your partner. I once asked our students office and they estimated it’d cost more than $700.00 per month for my spouse to get a legitimate insurance. Only a very small minority of students may afford to pay these high costs. And imagine if something bad happens…